1.Acceptance
By accessing or using SplitWise — including registering an account, signing in via Google or Facebook OAuth, or browsing splitwise.space — you confirm you are at least 13 years old and legally capable of entering into these Terms.
2.Account Security
You are responsible for keeping your credentials confidential and for all activities under your account. Enable email verification (OTP) as required. Notify us at support@splitwise.space of any unauthorised access.
3.Description of Service
SplitWise is a free Smart Expense Management System providing expense tracking, group management, payment settlements, smart reminders via Resend API, PDF/CSV reports, real-time notifications via SSE, multi-currency support, OAuth login, and a dedicated support ticket system.
4.Prohibited Activities
You may not:
- Use the service for fraud, deception, or illegal activity
- Attempt unauthorised access to other accounts, APIs, or backend systems
- Upload malicious code, viruses, or harmful data
- Scrape, crawl, or harvest data without express permission
- Reverse-engineer or decompile any part of SplitWise
- Abuse the support ticket system or send spam
5.Data Privacy
We collect your name, email, and usage data to provide the service. We never sell your data. Your password is securely hashed with bcrypt. We use no third-party tracking cookies. For full details see our Privacy Policy.
6.Intellectual Property
All content, design, source code, logos, and trademarks within SplitWise are the property of SplitWise and its licensors. You may not copy, reproduce, or distribute without written consent.
7.Disclaimer & Liability
SplitWise is provided “as is” without warranties. We are not liable for indirect, incidental, or consequential damages arising from your use of the platform.
8.Account Termination
We may suspend or terminate your account if you violate these Terms. You may delete your account via Settings at any time. Your data is permanently deleted within 30 days of termination.